Fast-track tier — up to
$150,000
Financing structured for your immediate needs, subject to eligibility.
Financing — Manufacturing
Manufacturing financing.
A machine is not a cost: it is capacity, deadlines met and orders you can finally accept. We structure the file that demonstrates it.
Ceneris Conseils is an advisory firm, not a direct lender. The approval decision rests with the financial partners; no financing, rate or timeline is guaranteed.
A manufacturer who turns down an order for lack of capacity loses twice: the revenue, and sometimes the client. Yet the investment that would unlock the situation — a machine, a line, automation equipment — is often the easiest to justify in numbers: additional production, shorter lead times, margin per unit. Those numbers still have to be presented the way a financial partner evaluates them.
Manufacturing requests rarely fail on the quality of the target equipment; they stumble on the demonstration: what additional revenue does the machine produce, from which orders, and how does repayment align with your production cycle and your receivables. That is exactly the demonstration we build with you.
The three tiers
Three tiers, one well-built file.
Partner tier — up to
$1,000,000
Larger financing presented to our financial partners, with Ceneris acting as intermediary.
Bank tier
Several million $
Major commercial loans structured with the banks for your largest projects.
Ceneris Conseils is an advisory firm, not a direct lender. The approval decision rests with the financial partners; no financing, rate or timeline is guaranteed.
Typical needs
The needs we see most often.
- Machinery and production equipment — machine tools, production lines, specialized equipment, new or used.
- Automation — equipment and systems that reduce repetitive tasks and increase capacity without hiring at the same pace.
- Raw materials and inventory — financing the inventory build-up an order or a peak season requires.
- Receivables to finance — the payment terms of large buyers that weigh on operating cash flow.
- Plant expansion — expansion, production relocation or acquisition of a complementary business.
Our role
What Ceneris structures for you.
We build a file that ties every dollar requested to a demonstrable effect: added capacity, orders in support, margins and repayment capacity from your production revenue. Depending on the project's scale — a fast-track need for one piece of equipment, a larger investment presented to our financial partners, with Ceneris acting as intermediary, or a major expansion structured with the banks — your request goes to the right tier, with the numbers an analyst expects: financial statements, order book, equipment quote and sober projections.
Process
Support in four steps.
1
The conversation
You describe the machine, the line or the need; together we look at what it unlocks in capacity and revenue.
2
The structured file
An investment justified by orders and production numbers, presented to the partners' expectations.
3
The presentation
Your file is submitted to the partners who finance manufacturing and match your profile.
4
The follow-up
We follow the progress with you, right through to the financial partner's decision.
FAQ
Frequently asked questions — manufacturing.
Loan or lease for a machine: how do you choose?
Both structures exist and neither is better in itself: it all depends on the asset, its useful life and your cash flow. We compare the options in your file; tax aspects are validated with your accountant.
Do you need a firm order to finance a machine?
An order or a full order book clearly strengthens a file, but production history and financial statements count too. From the first conversation, we will tell you what your situation can demonstrate.
Can you support a plant expansion project?
Yes: major projects — industrial real estate, a complete line, an acquisition — are structured with the banks, based on solid financial statements and a clear plan. It is preparation work we carry out with you before the request.
Your next machine deserves a file that lives up to your orders.
Talk to an advisor: 514-448-3727, ext. 102 — or submit your request online: seven fields, no banking documents at this stage.
An advisory firm, not a direct lender. Financing subject to eligibility; no financing, rate or timeline is guaranteed.